Bankruptcy Can Take a Toll on Your Assets, But Not Your Firearms

There are several provisions of the Bankruptcy Act, which are in the process of being amended. One of the provisions to the bankruptcy code which has passed the House of Representatives in July 2010, is provision that, if a person files a bankruptcy, the debtor would be allowed to persons to retain theirs rifles, shotguns, and pistols so long as the items are not worth more than $3,000.00 combined.

In addition, if a person files for bankruptcy and has just one gun, then there is no limit on the value. This bankruptcy provision passed the House of Representatives by a vote of 307 to 113. In addition, the House Democrat who introduced the provision to the Bankruptcy Code stated, according to the Plain Dealer, “we must protect the rights guaranteed to us by our founding fathers, no matter what financial circumstances a citizen might face…” In the Senate, Senator Patrick Leahy, Democrat of Vermont, introduced a similar measure.

The National Rifle Association has commented on the proposed bankruptcy changes indicating they to think it is reasonable for people who are in a bankruptcy proceeding to have an effective means of protecting themselves.

Many states currently have protections for firearms in bankruptcy proceedings. If would like to know what protection is afforded under the bankruptcy laws in your state, you can contact a local Chapter 7 bankruptcy attorney, or, if you are a Georgia resident and would like to know what firearms you would be able to protect if you file bankruptcy in Georgia, you may contact Roger Ghai, Law Offices Of Roger Ghai, P.C.




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