Product Description
The second book by syndicated columnist and Huffington Post contributor Don McNay touches on two central themes. Lottery winners and McNay’s perspective on life as the son of a bookmaker and professional gambler.

McNay is a structured settlement consultant who has advised lottery winners and injury victims for over 27 years. He gives step by step advice for those who win a lottery and stories about jackpot winners who “wished they have torn up the ticket.”  Read more...

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• Easy to Use 3 Year MS Excel Financial Model
• 9 Chapter Business Plan (MS Word) – Full Industry Research – Investor/Bank Ready!
• Private Placement Memorandum and PowerPoint Presentation Included Free!
• Same Day Shipping (If order is placed before 5PM EST)! Delivered as CD-ROM.
• Easy to Use Instructions for the Software and the Business Planning Process!

With the expansions of businesses, capitalization, commercialization and consumerism the world of finance has seen a mammoth change in every aspect. Everything from banking to investments to financing is undergoing reforms and most of these changes are centered on the consumer. The increasing awareness among the consumers and their demand for services that are beneficial to them is also on the rise. Seeing the potential in consumer friendly services, most of the companies are coming up with products and services and financial devices that are consumer focused. They understand that now the secret to success is to keep the consumer happy.  Read more...

A lot of people who have been a party to a structured settlement agreement often find that the cash payments they receive on a periodic basis are not what they need. However there are now buyers who are more than willing to offer cash for structured settlements. Meaning that these people could soon have the funds they need in a lump sum amount.  Read more...

A structured settlement is a financial or insurance agreement based on periodic payments that a claimant accepts in order to resolve a personal injury tort claim or to compromise a statutory periodic payment obligation. Structured settlements were first utilized in Canada. Every country has its own definition, rules, and standards for structured settlements. Structured settlements can include income taxes, spendthrift requirements, and benefits. The settlements are affected by Medicaid and Medicare laws and regulations. Structured settlements help with tax avoidance and in some incidents people can do not have to pay taxes. Minors can benefit from a structured settlement. An injured person who has long-term special needs can also benefit from structured settlements by having periodic lump sums with which to purchase medical equipment or modified vehicles. The only negative side about a structured settlement is that you may get trapped with the periodic payments.  Read more...

So as to purchase structured settlements, Annuitants must first get court approval. Nearly two thirds of U.S. States restrict the sale or transfer of annuity payments. Pensions are structured to provide income to injured parties to pay for ongoing hospital costs or replace lost income. Therefore, Annuitants must provide motivating proof to a judge showing that selling forthcoming payments will improve their standard of life.  Read more...

With the recent fluctuations of the economy as well as the looming credit crisis, it was but natural that annuity rates take a beating. One of the first moves by the government and the Federal Reserve were to bring down interest rates in order to level the credit crisis that had the nation in its grip. This of course, did not bode well for bank investors. With inflation also playing a role, the returns from the bank look even bleaker.  Read more...

Washington structured settlements and periodic payment judgments